Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. With Brink's Direct Deposit, you can get paid faster than a paper check. Login. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Prepaid MasterCards are used like regular credit cards. The APYs were accurate as of At Bankrate we strive to help you make smarter financial decisions. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. We may also ask to see your driver's license or other identifying information. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Consolidating vs. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Netspend is a registered agent of Republic Bank & Trust Company. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. A Red Ventures company. now = new Date(); Earn unlimited 1% cash back on all other purchases automatically. April financial product. Read More Fee to send money is determined and assessed by Western Union. 2023 Reviews: Brinks Prepaid Mastercard Review (See Ratings) After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. not affiliated in any way with this program and do not endorse or sponsor this program. Does Brinks charge a monthly fee? identity. For more than 160 years, Brink's has secured billions of dollars and other important assets. without notice pursuant to applicable law. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. This is a third-party fee and is subject to change. With Brink's Direct Deposit, you can get paid faster* than a paper check. Greater of 5.0% of total check amount or $5.00 per check load. Plus, the app is optimized for . The information, including card rates and fees, is accurate as of the publish date. See the and have not been reviewed, approved or otherwise endorsed by any financial institution. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. For people without credit, the. Brink's US - Contact Us After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Republic Bank & Trust Company and Mastercard are Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Netspend is a registered agent of Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. 6,000,608 and 6,189,787. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Which certificate of deposit account is best? You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. To check the rates and terms you qualify for, one or more soft credit pulls will be done by The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. SuperMoney.com is an independent, advertising-supported service. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Transfer of funds via ACH from your Card Account to your bank account at another financial and record information that identifies each person who opens a Card Account. If A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Card may be used everywhere Debit Mastercard is accepted. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Online Account Center - Paycard Benefits - Brink's Money How to Open a Brinks fire Safe. And look at all the freebies you get: Free direct deposit. You'll receive a Card in the mail within 7-10 business days. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Walmart MoneyCard. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. editorial policy, so you can trust that our content is honest and accurate. Certain products and services may be licensed under U.S . ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Brink's, Incorporated operates in the State of Texas under DPS License C00550 Plan. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Card may be used everywhere Debit Mastercard is accepted. 1, 2020. Managing your money wherever, whenever. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. When your highest-paid employees spend time handling cash, your business loses time and money. institution. Login. Netspend is the federally registered U.S. service mark of Netspend Corporation. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support Find Your Best Match for Student Loan Refinancing. Fee may be either a flat fee or a percentage of the withdrawal amount. Brink's Money WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Brink's Prepaid Mastercard. 9 Bill payments may be subject to fees. Adding money to your Brink's Money Prepaid Mastercard is convenient. Can you run a netspend card as credit? Fill in the application form. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. but you may be able to use the Card for in-store purchase transactions. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. 8. Our editorial team does not receive direct compensation from our advertisers. What Is Brinks Prepaid Mastercard? Brink's gives you the peace of mind you deserve. So you can avoid interest payments, bounced checks, or overdraft fees. Fees 8.0/10. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. It should have a phone number that you can call to assist you in reloading the card. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See your Cardholder Agreement for details. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. See the Cardholder Agreement for details. Company, Member FDIC, upon card activation and identity verification.1. details about how and when you get rewarded. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. A FICO score/credit score is used to represent the creditworthiness of a Program sponsor: Netspend Corporation. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. prevention restrictions at any time, with or without notice. $1.00 per declined transaction. 4. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. *Card issued by Republic Bank & Trust Company, Member FDIC. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Picture must meet Image Guidelines. This product is 6,000,608 and 6,189,787. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. of a check or other direct payment method. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. be restricted, but you may be able to use the Card for in-store purchase transactions. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. Compare real offers from multiple lenders. 4% per foreign transaction. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Fee is assessed to transferor's account when the transfer is If Cardholder is subject to If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. person and may be one indicator to the credit type you are eligible for. These are variable rates and may change Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! The Brinks Mastercard is a prepaid card designed for day-to-day purchases. If Netspend Corporation.All rights reserved worldwide. if (theYear < 1900) theYear = theYear + 1900; * Find surcharge free ATMs. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Can You Build Credit With a Prepaid Credit Card? Fees apply for approved Money in Minutes transactions funded to your card. If you plan to save your tax refund, this is the card for you. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. For a complete list of fees, please refer to the fee schedule in the Cardholder You can also text to 469-513-8685. Republic Bank & Trust Company, Member FDIC. (CT) Saturday - Sunday: 8 AM. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Every reasonable effort has been made to maintain accurate information. What are index funds and how do they work? We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. and governmental customers. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Greater of 2.0% of total check amount or $5.00 per check load. $2.50 per withdrawal, plus ATM owner fees, if any. Release Summary. Neither Plan Fee option includes any other fees. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. 6,000,608 and 6,189,787. However, credit score alone does not guarantee or imply approval for any Discover will automatically match all the cash back you've earned at the end of your first year! $5.95 per month. With Brink's Direct Deposit, you can get paid faster than a paper check. Ends 1/31/22. Managing your money wherever, whenever. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Get a free consultation from a leading credit card debt expert. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. However, credit score alone does not guarantee or imply approval for any Brink's Money Prepaid Mastercard. Take our 3 minute quiz and match with an advisor today. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. 8. You do have the card in your possession, correct? affiliation, or sponsorship, of or by SuperMoney or them of us. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. So you can avoid interest payments, bounced checks, or overdraft fees. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. The owner of this website may be compensated in exchange for featured placement of certain What KInd Of Credit Do You Need For An Auto Loan? Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. However all credit card information is presented without warranty. the Average Daily Balance which is $1,000.00 or less will be 4.91%. mostly not recommended For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Home equity line of credit (HELOC) calculator. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. To participate in the Savings The maximum allowable savings account balance is $5,000. Pay- Its not a long-term option, but is a great short-term solution. Is Brinks better than ADT? The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . 5 No charge for this service, but your wireless carrier may charge for messages or data. Ingo How Is Brink'S Prepaid Mastercard? - FaqList create up to a $10.00 negative balance on your Card Account. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Agreement. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Up to $3.95 per load. Territories, including Guam and Puerto Rico, and where prohibited by law. There's no interest or late fees because it's not a credit card. 16 Best Prepaid Debit Cards with No Fees (2023) - CardRates.com CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. . Brinks Paycard | Welcome money on your Card via Western Union Money Transfer. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Bankrate.com is an independent, advertising-supported publisher and comparison service. Cardholder is responsible for repayment of any negative balance. Mastery Wiki Search for: How; Who; They will tell you how to reload the card. If you have a professional tax preparer, give them these Brink's understands that time and money are valuable to you. You have not yet won. (877) 788-9067, or click the link below and activate it online. Because Savings Fraud prevention restrictions may The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. Use Direct Deposit Certain products and services may be licensed under U.S. Patent Nos. What bank is Brinks all access? You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. if (theYear < 1900) theYear = theYear + 1900; Republic Bank & Trust Company, Member FDIC. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. No Minimum Balance, No Late Fees - because this is not a credit card You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. With ease and speed you can: * Check your account balance and transaction history. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Plan. Brink's Money Prepaid Mastercard What Bank Is Brinks All Access? - Mastery Wiki 9. You are always on the go. 8 Best Prepaid Cards For Tax Refunds (2023) - CardRates.com On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Brinks Prepaid Mastercard review 2023 | finder.com Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. All rights reserved. Fee Login - Brink's Money What is Brink's Prepaid | Brink's Money Prepaid Mastercard I mention reloading because it would be IMHO, the only reaso. Get a free consultation from a leading tax expert, in Getting a Business Loan When You Have Bad Credit. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Don't have a card? The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card.